Free: The Conversation

Free: The Conversation✦Thursday 5 November✦7pm QLD✦Live online✦Ask the questions you've been googling✦ Free: The Conversation✦Thursday 5 November✦7pm QLD✦Live online✦Ask the questions you've been googling✦

What we're doing together

Free Australians: 100 more by Australia Day

Between now and 26 January, 100 more of us take a real step towards free. Whatever free looks like for you, Thursday night could be your first step.

23 of 100

so far, since 1 October

Never heard of one? Most people haven't.

So what is a private association?

It's the same kind of structure your local footy club or church group has run on for generations. A group of people agree on a written rulebook, open a bank account, and run it themselves. No company to register.

A constitutionYour written rules

Formation minutesThe day it began

A bank accountIn its own name

Its membersThat's you

The proper name is an unincorporated association. Our members call it a UA. On the night we'll explain who it suits. And who it doesn't.

The questions we'll answer out loud.

"Is this actually legal?"

Where these structures come from, and what the ATO expects from one.

"Will my bank let me open an account?"

What members take into the branch, what the bank asks, and how long approval takes.

"What happens with my tax?"

What changes, what doesn't, and what still gets lodged every year. No tricks, no skipping it.

"Do I need an ABN?"

It's optional. Why some members get one anyway, and what that trades off.

Your question. Type it in the chat.

Half the night is live Q&A. Ask the thing you've been googling at 11pm. Nobody's going to laugh.

On the panel

Four members. Real lives. No scripts.

Tahlia

Founding member

Mum of four who loves photography and her faith. She's hosting, so bring her your hardest question.

Sharon

Member since 2024

Married 34 years with two grown-up kids. Runs her own artisan furniture business, and she's big on freedom and family.

Emily

Member since 2025

Health fanatic and proud tin foil hatter. Asks the questions everyone else is thinking.

Becca

Member since 2025

Former mental health nurse and a serious sourdough baker. Never far from her dog Benny.

500+members across Australia

Weeklylive Zooms for members

My wife came with me. She was probably more nervous than I was. But she was more amazed at the end when they sent the letter saying the bank account had been approved.

Vic P · Building estimator, South Australia · TLC member

TLC members at the Currumbin meetup, June 2026 — Currumbin, Gold Coast. June 2026.

Real people. Real members.

Their own structure. Their own bank account. Run their way.

This is a members' meetup on the Gold Coast. Nobody in a suit. Every one of them was sitting where you are now, googling the same questions, not long ago.

You get four who have been in the trenches and done this before. Live, for 90 minutes. Ask them the questions you've been googling.

Straight up

Is this for you?

Come along if

You've had a feeling for a while that the official way of doing life doesn't add up.
You're a parent or run a small business, and a third of what you earn goes in tax.
You want to understand it properly before you decide anything.

Probably skip it if

You want a way to pay zero tax, ever. This isn't that.
You're in a legal crisis right now and need someone to fix it this week.
You'd rather be told what to do than learn how it works.

Good questions.

Does it really cost nothing?

Yes. It's free. At the end we'll explain how membership works for anyone who wants to keep going. That's it.

Do I need to be a member?

No. This night is for people who are still working out whether any of it is for them.

Do I have to be on camera?

No. Watch and listen. Type a question in the chat if you want to.

Can my partner watch with me?

Please do. It's a much better conversation with two of you on the couch.

Will there be a replay?

Yes. Everyone who registers gets the replay by email the next morning.

What time is it where I live?

7pm Brisbane. 8pm Sydney, Melbourne, Canberra and Hobart. 7:30pm Adelaide. 6:30pm Darwin. 5pm Perth.

Come and be part of it.

Thursday 5 November, 7pm QLD. 90 minutes, live, from your lounge room.

A third of what you earn goes in tax. Four everyday Aussies on what they set up instead.